Reflection

What does a bank know about spending?

Every time we tap or swipe to make an electronic payment, or send a direct debit, there is someone who knows exactly what we have spent our money on. That someone is, of course, our bank. What they can tell us about our overall spending is fascinating.

Pension Payments are Going Up!

Twice a year, Commonwealth benefits are automatically adjusted. In the current high inflation environment, this month’s adjustments are quite substantial.

What’s the Ideal Age to Retire?

What’s the ideal age to retire? We came across some intriguing research recently that shows that people’s ideal retirement age changes as they get closer to actually retiring. And, perhaps surprisingly, the closer we get to leaving work, the more we want to keep working!

Wanna Know a Super Secret for Retirement?

You can generate super savings in two ways: contributions and investment earnings. While you work, investment earnings are really important. Once you retire, earnings become even more important.

Wanna Know a Super Secret?

Working Australians contribute money into super each year. It may be tempting to think that these contributions make up the bulk of your retirement savings. But, for most people, that’s not how it works. There’s a super secret and we want to let you in on it.

Retire Well with an Income Stream

You know that the worst of Covid is behind us when the rules for your super start to bounce back to normal. On July 1 this year, we saw yet another temporary Covid measure come to an end. Minimum income stream payments are back to where they were in 2019.